{"id":64,"date":"2026-10-07T13:00:00","date_gmt":"2026-10-07T13:00:00","guid":{"rendered":"https:\/\/www.priyajacobbatonrouge.com\/blog\/?p=64"},"modified":"2026-10-07T13:00:00","modified_gmt":"2026-10-07T13:00:00","slug":"mortgage-rates-arent-backing-down-yet","status":"publish","type":"post","link":"https:\/\/www.priyajacobbatonrouge.com\/blog\/2026\/10\/07\/mortgage-rates-arent-backing-down-yet\/","title":{"rendered":"Mortgage Rates Aren\u2019t Backing Down Yet"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/priya-jacob\/rates-baking-yet\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who has walked alongside so many families through the emotional and financial journey of buying or selling a home, I know how important it is to keep an eye on mortgage rates\u2014especially when every percentage point can make such a difference in your plans. Right now, with rates still hovering around 7%, affordability remains a real challenge for many, and unless we see significant progress on inflation, that pressure isn\u2019t likely to ease up soon. The possibility of further Fed rate hikes and wider mortgage-backed securities spreads could even push borrowing costs higher. Significant relief in rates would require not just lower inflation but also steadier long-term yields and more favorable signals from the Fed. For anyone thinking about buying, investing, or refinancing, today\u2019s rates should be your baseline for planning, and any future drop should be viewed as a welcome bonus\u2014not a guarantee. My commitment is to help you navigate these complexities with clarity and confidence, always putting your goals and peace of mind first.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who has walked alongside so many families through the emotional and financial journey of buying or selling a home, I know how important it is to keep an eye on mortgage rates\u2014especially when every percentage point can make such a difference in your plans. Right now, with rates still hovering around 7%, affordability [&hellip;]<\/p>\n","protected":false},"author":314,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-64","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/posts\/64","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/users\/314"}],"replies":[{"embeddable":true,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/comments?post=64"}],"version-history":[{"count":1,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions"}],"predecessor-version":[{"id":66,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/posts\/64\/revisions\/66"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/media\/65"}],"wp:attachment":[{"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/media?parent=64"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/categories?post=64"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.priyajacobbatonrouge.com\/blog\/wp-json\/wp\/v2\/tags?post=64"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}